Complete Guide to Living in Malaysia: Visas, Permits & Relocation for Foreigners in 2025
- Natural Gifts
- Jul 18
- 24 min read

Living in Malaysia: Your Gateway to Southeast Asian Excellence
Malaysia has emerged as one of Southeast Asia's most attractive destinations for expatriates, retirees, professionals, and families seeking a new home. Living in Malaysia offers an exceptional blend of modern conveniences, cultural diversity, and economic opportunities that make it an ideal choice for international relocation. With its strategic location, multicultural society, excellent infrastructure, and affordable cost of living, Malaysia provides unique opportunities for foreigners to build successful lives.
This comprehensive Malaysia visa guide covers everything you need to know about Malaysian immigration, work permits, student visas, retirement visas, permanent residency, and relocating to Malaysia in 2025. Whether you're considering Malaysia for business opportunities, educational pursuits, retirement planning, or family relocation, this guide provides detailed information about visa requirements, application processes, and living costs to help you make informed decisions about your Malaysian journey.
Ready to explore your Malaysia relocation options? Take our comprehensive relocation assessment to discover the best visa pathway for your specific situation and receive personalized guidance from our Malaysia immigration experts.
Related Reading: Relocating to Malaysia in 2025: The Ultimate Guide for a Smooth Move
Living in Malaysia: Benefits and Lifestyle Advantages
Living in Malaysia combines modern living with rich cultural heritage, offering excellent healthcare, diverse cultural environment, and affordable cost of living. The country boasts world-class infrastructure, making it an attractive choice for MM2H participants and expatriates seeking a Southeast Asian base.
Malaysia stands out as one of the most culturally diverse countries in the world, with a vibrant mix of local and expatriate communities. The Malaysian lifestyle offers numerous advantages for international residents, including access to world-class healthcare, excellent educational institutions, and a thriving business environment.
Key advantages of Malaysian living include:
Strategic Location: Perfect gateway to Southeast Asia and Asia-Pacific region
Multicultural Society: English widely spoken alongside Bahasa Malaysia
Modern Healthcare: RM45.3 billion government healthcare investment in 2025
Educational Excellence: World-class international schools and universities
Economic Stability: Strong economy with growing technology and finance sectors
Tropical Climate: Year-round warm weather with temperatures between 25-32°C
Cost-Effective Living: Significant savings compared to Western countries
Expat-Friendly Environment: Large international community and support networks
Related Reading: Moving to Malaysia in 2025: A Comprehensive Guide for Expats
Curious about your potential savings and lifestyle improvements? Get your personalized Malaysia relocation assessment to see exactly how much you could save and what opportunities await you in Malaysia.
Understanding Malaysia's Visa System
The Malaysian Government issues three main types of visas to foreign nationals: Social Visit Visa (for tourism and social visits), Business Visa (for business or government matters), and Transit Visa (for transit to other countries).
1. Social Visit Visa
This is issued to foreign nationals who require a visa to enter Malaysia mainly for a social visit. It is normally valid for a single entry and for a period of three months from the date of issue.
Key Features:
Single entry validity
3-month validity from issue date
Primarily for tourism and visiting friends/family
Can be applied online through eVisa portal for eligible countries
2. Business Visa
This is issued to foreign nationals who require a visa to enter Malaysia mainly for business or government-to-government matters. It is normally valid for a period within three months to twelve months from the date of issue.
Applications:
Business meetings and conferences
Government-to-government matters
Short-term business assignments
Trade exhibitions and negotiations
3. Multiple Entry Visa
Citizens of India and the People's Republic of China who wish to enter Malaysia for the purpose of a Social Visit are eligible to apply for the Multiple Entry Visa. The validity of the Multiple Entry Visa is one year, with each entry for 30 days only and extension of stay not allowed.
Requirements for Multiple Entry Visa:
Proof of sufficient funds for staying in Malaysia
Valid and confirmed return ticket
Valid passport with at least 6 months validity
Country-Specific Visa Requirements for 2025
Visa-Free Entry
China and India citizens enjoy visa exemption until 31st December 2026. Visa is not required for a stay of less than one month for ASEAN nationals except Myanmar. Visas are required for duration of stay exceeds one month except for Brunei and Singapore nationals.
Visa-Free Countries Include:
Singapore: No visa required for any duration
Brunei: No visa required for any duration
Thailand: Up to 30 days visa-free
Indonesia: Up to 30 days visa-free
Vietnam: Up to 30 days visa-free (ASEAN agreement)
India: Up to 30 days visa-free (extended until December 31, 2026)
China: Up to 30 days visa-free (extended until December 31, 2026)
Visa on Arrival (VOA)
Visa on Arrival facility is available for citizens of India and China with specific conditions. Visitors arriving in Malaysia via Singapore, Thailand, Indonesia, or Brunei only (with a valid visa from either country) are eligible. VOA fees is RM200.00 and visitors must show that they have at least USD500 cash (or equivalent in Ringgit Malaysia) and a confirmed return ticket.
VOA Requirements:
Valid visa from Singapore, Thailand, Indonesia, or Brunei
Minimum USD500 cash or equivalent
Confirmed return ticket
15-day stay limit
Processing fee: RM200
eVisa Application
Application can be made online through eVISA Portal (applicable for Tourist, Expatriate, Student and Medical Tourist from 10 countries: People Republic of China (PRC), India, Pakistan, Nepal, Bangladesh, Sri Lanka, Myanmar, Bhutan, Serbia and Montenegro only). eVISA Portal can be accessed through malaysiavisa.imi.gov.my
eVisa Eligible Countries:
People's Republic of China
India
Pakistan
Nepal
Bangladesh
Sri Lanka
Myanmar
Bhutan
Serbia
Montenegro
eVisa Benefits:
Processing fee around RM105 (approximately US$25) as of May 2024
Online application convenience
Faster processing times
Electronic approval system
Malaysia Digital Arrival Card (MDAC) - Mandatory for All Travelers
The MDAC is a mandatory digital form that replaced the old paper arrival card since January 1, 2024. Almost all foreign travelers must complete it, except citizens of Singapore, diplomatic/official passport holders, Malaysian PRs, Bruneians with GCI, Thai border-pass holders, and Indonesian PLB holders.
MDAC Requirements:
Must be submitted 24-72 hours before arrival
Available at imigresen-online.imi.gov.my/mdac/main
Replaces traditional paper arrival forms
Integrates immigration, customs, and health declarations
Long-Term Residence Options for Living in Malaysia
Malaysia offers various pathways for foreigners seeking long-term residence and permanent settlement. These Malaysia residence programs cater to different demographics, from wealthy retirees to skilled professionals and investors.
Malaysia My Second Home (MM2H) Program
The MM2H program is Malaysia's flagship residency scheme, completely revamped in 2024 with new tiers and requirements. This Malaysia retirement visa program allows foreigners to live in Malaysia for extended periods while enjoying various benefits and privileges.
MM2H Program Tiers
1. Silver Tier Under the silver tier, participants must deposit a minimum of US$150,000 and can only purchase real estate worth a minimum of 600,000 ringgit (US$158,609). Participants will then be eligible for a renewable five-year visa.
Fixed deposit: USD150,000 (RM700,000)
Property purchase: Minimum RM600,000
Visa duration: 5 years (renewable)
Participation fee: RM1,000
2. Gold Tier
Fixed deposit: USD500,000 (RM2.3 million)
Property purchase: Minimum RM1.5 million
Visa duration: 15 years (renewable)
Participation fee: RM3,000
3. Platinum Tier
Fixed deposit: USD1,000,000 (RM4.6 million)
Property purchase: Minimum RM3 million
Visa duration: 20 years (renewable)
Participation fee: RM200,000
Full work rights and investment rights in Malaysia, similar to the PVIP visa
4. Special Economic Zone (SEZ)
Available for properties in Johor (Forest City and Medini Iskandar)
Fixed deposit: USD150,000
Property purchase: Minimum RM600,000
Visa duration: 5 years
Participation fee: RM1,000
MM2H Benefits
MM2H participants experience a high quality of life, supported by Malaysia's excellent healthcare system, diverse cultural environment, and affordable cost of living.
Key Benefits Include:
Medical benefits: Long-term medical treatment is permitted. Education benefits: Children eligible for tertiary education/Student Passes. Fixed deposit withdrawal: Up to 50% of deposit may be withdrawn.
Multiple entry visa for entire family
Ability to include spouse, children under 34, parents, and parents-in-law
Minimum property hold: You cannot sell the home purchased to satisfy MM2H requirements for 10 years unless purchasing a more expensive property
MM2H Residency Requirements
Applicants aged 25–49: 90 cumulative days per year. Applicants aged 50 and above: No minimum stay requirement.
Related Reading: Why Singaporeans Prefer Malaysia for Retirement: Your 2025 Guide
Ready to explore MM2H options for your retirement or lifestyle goals? Our comprehensive relocation assessment will evaluate your eligibility and recommend the best MM2H tier for your financial situation.
Sarawak MM2H (S-MM2H)
Sarawak, located in Malaysian Borneo, offers a more flexible version known as S-MM2H, with relaxed eligibility criteria compared to the standard MM2H program.
S-MM2H Requirements:
Monthly Income: RM10,000 (RM15,000 for married couples). Fixed Deposit: RM500,000 (40% can be withdrawn after two years). Minimum Stay Requirement: 30 days per year in Sarawak.
Must have local sponsor (can be Sarawak-based visa agent)
5-year renewable visa
Important Note: Some applicants have used the S-MM2H visa to reside in West Malaysia after fulfilling their 30-day stay in Sarawak. While this has been tolerated in the past, it is technically against the rules and may jeopardize visa renewal after the initial 5-year period.
Work Permits and Employment Visas for Expats
Malaysia immigration policies welcome skilled foreign workers across various sectors. The Malaysian work visa system offers multiple pathways for professionals seeking employment opportunities in Malaysia.
Employment Pass (EP)
The Employment Pass is one of the most popular Malaysia work permits for professionals. It is designed for skilled foreign workers taking on managerial, executive, or technical roles in Malaysian companies.
EP Categories:
Category I: Senior management, minimum salary RM10,000
Category II: Middle management, minimum salary RM7,000
Category III: Professionals and executives, minimum salary RM5,000
EP Requirements:
Relevant qualifications and work experience matching job requirements
Valid job offer from registered Malaysian company
Company must be registered with Companies Commission of Malaysia (SSM)
Submit renewal applications via Expatriate Services Division (ESD) 3-6 months before expiry
Professional Visit Pass (PVP)
The Professional Visit Pass serves as a Malaysia business visa for short-term professional assignments, consultancy work, or specialized business collaborations.
Features:
Duration: Up to 12 months
Renewable with valid justification
Suitable for consultants and specialists
Ideal for project-based work
Temporary Employment Pass (TEP)
For specific sectors requiring foreign workers for limited periods under Malaysia immigration quotas.
Sectors:
Manufacturing and industrial
Construction and infrastructure
Agriculture and plantation
Services (with quota approval)
Premium Visa Investment Programme (PVIP)
The PVIP represents Malaysia's premium investment visa program, offering a 20-year visa for wealthy investors. This Malaysia investor visa is issued in 5-year tranches, allowing applicants of any age to work in Malaysia or establish businesses.
PVIP Requirements:
Investment: RM1 million minimum
Additional RM50,000 for each family member
Full work and business rights
20-year visa in 5-year renewals
No residence requirement in Malaysia
Related Reading: Malaysia Long Term Pass: Comprehensive 2025 Guide for Extended Stay
Looking for work opportunities in Malaysia? Start with our professional relocation assessment to understand your employment visa options and connect with our network of Malaysian employers actively hiring international talent.
Student Visas and Education Opportunities
Malaysia has become a premier education destination in Southeast Asia, attracting international students with world-class universities, affordable tuition fees, and globally recognized qualifications. The Malaysia student visa system is streamlined through Education Malaysia Global Services (EMGS) to facilitate smooth applications for international students.
Student Pass Requirements
All foreigners who wish to pursue education in Malaysia are required to apply for a Student Pass from the Department of Immigration Malaysia. This Malaysia education visa covers all levels from language courses to postgraduate research programs.
Application Process: Student pass applications are submitted by Malaysian educational institutions (IPT/IPTS/IPS) and students are allowed to enter after obtaining approval. For countries requiring visas, students must obtain visas at Malaysian embassies before entering Malaysia with their offer letters.
Required Documents:
Copy of offer letter from accredited Malaysian educational institution
Health declaration form completed in English
Academic records, certificates and transcripts (legalized)
Passport with minimum 18 months validity
English proficiency test results (IELTS, TOEFL, PTE, etc.)
Medical examination report from panel physician
Financial proof for studies and living expenses
Passport-sized photographs with blue background
Student Pass Benefits: Master's and PhD students can bring dependents (spouse, children, parents only) during their study period in Malaysia. Student Pass holders and dependents receive Multiple Entry Visas (MEV) to facilitate travel between Malaysia and home countries. International students can work part-time during semester breaks with proper authorization.
Education Management Global Services (EMGS)
Education Malaysia Global Services (EMGS) is wholly owned by the Ministry of Higher Education and serves as the official gateway for studying in Malaysia. All international student applications must be processed through this portal, which provides comprehensive information about Malaysia's higher education system, universities, colleges, and immigration procedures.
Planning to study in Malaysia or relocate with school-age children? Our specialized education relocation assessment will help you identify the best international schools and universities while ensuring proper visa arrangements for your family's educational journey.
Permanent Residency in Malaysia
Eligibility Categories
The status of permanent resident offers several advantages, among which the ability to reside in the country for an indefinite period of time, without any visa requirements, and the ability to work and open a business in Malaysia and acquire property here.
Main Categories:
Investors: High net worth individuals making significant investments
Professionals: Skilled professionals in demand sectors
Experts: Recognized experts in specialized fields
Spouses: Married to Malaysian citizens for 5+ years
Points-Based System
It scores candidates based on qualifications, work experience, age, and investment. You need at least 65 points out of 120 to qualify. Age, qualifications, work experience, and language skills are considered.
Point Allocation:
Age (optimal range 25-35 years)
Educational qualifications
Work experience in Malaysia
Bahasa Malaysia proficiency
Investment in Malaysia
Special skills or expertise
PR Application Process
First, submit an application to the Immigration Department. Then, attend an interview and undergo a background check.
Requirements:
You must have lived in Malaysia for at least 5 years on a valid visa. Required documents include a passport, visa, proof of income, police clearance, and residence proof.
Proof of financial stability
Clean criminal record
Medical examination
Bahasa Malaysia competency test
Business and Investment Opportunities
Starting a Business in Malaysia
Malaysia welcomes foreign investment across various sectors, offering numerous incentives and support programs.
Business Structures:
Private Limited Company (Sdn Bhd)
Partnership
Representative office
Regional office
Key Sectors:
Technology and digital services
Manufacturing and industry 4.0
Financial services
Healthcare and biotechnology
Education and training
Tourism and hospitality
Foreign Ownership Regulations
Foreign ownership may be restricted in certain sectors. Must register with the Companies Commission of Malaysia. Visa matters: Your visa must match your business activities (MM2H holders can't work!)
Investment Incentives:
2025 Budget: New investment incentives and tax rules on the way, plus a fresh framework in Q3 2025
Pioneer status tax exemptions
Investment tax allowances
Special economic zones benefits
How LivinMalaysia Helps You Relocate Successfully
LivinMalaysia.com specializes in comprehensive relocation services, helping individuals and families navigate the complex process of moving to Malaysia. With deep expertise in Malaysian immigration, property, education, and lifestyle services, LivinMalaysia provides end-to-end support for a successful transition.
Comprehensive Relocation Services
Immigration Support:
Visa assessment and application assistance
MM2H program guidance and documentation
Work permit and employment pass applications
Student visa processing
Permanent residency applications
Property Services:
Malaysia vs Singapore housing costs represent the most significant savings opportunity for relocating families.
Property search and viewings
Legal assistance for property purchases
Rental property identification
Property investment advice
MM2H-compliant property transactions
Education Consultation:
LivinMalaysia Education Success: Our relocated Singapore families save average SGD 25,000-35,000 annually on children's education while accessing world-class institutions like Marlborough College Malaysia and ELC International School.
International school placement
University application assistance
Education system orientation
School transfer coordination
Healthcare Transition:
Malaysia healthcare for Singapore expats provides world-class medical care at 40-70% cost savings. Malaysia private hospitals often exceed Singapore service standards with shorter waiting times and more personalized care.
Medical insurance setup
Healthcare provider networks
Medical record transfers
Specialist referrals
Related Reading:
Professional Network Access
Legal Services:
Malaysian property lawyers specializing in foreign transactions and Singapore buyer needs. Singapore-based legal counsel for cross-border property matters. Estate planning specialists for Singapore-Malaysia wealth structuring.
Financial Services:
Cross-border mortgage specialists with Singapore income recognition capabilities. Investment advisors Malaysia familiar with Singapore investor requirements. Tax accountants qualified in both Singapore and Malaysian tax systems.
Real Estate Professionals:
Licensed Malaysian real estate agents with Singapore client specialization. Property valuation experts for accurate market analysis. Development consultants for new project evaluation.
Ongoing Support Services
Settling-In Assistance:
Banking account setup
Utility connections and transfers
Transportation arrangements
Cultural orientation programs
Expat community introductions
Lifestyle Services:
Domestic helper recruitment
Pet relocation assistance
Club and association memberships
Social networking opportunities
Local service provider recommendations
Step-by-Step Application Processes
Tourist/Social Visit Visa Application
Determine Visa Requirement: Check if your country requires a visa
Choose Application Method:
eVisa portal (for eligible countries)
Malaysian embassy/consulate
Visa on arrival (for eligible travelers)
Prepare Documents:
Valid passport (6+ months validity)
Passport photographs
Proof of accommodation
Return ticket
Financial proof
Submit Application: Online or at embassy
Pay Fees: As per visa type and nationality
Await Processing: 2-10 business days typically
Collect Visa: Electronic or physical collection
MM2H Application Process
Choose Tier: Silver, Gold, Platinum, or SEZ
Engage Licensed Agent: The government requires applications to be submitted through a licensed MM2H agent
Document Preparation:
Valid passport with at least 18 months of validity. Proof of financial stability (bank statements for fixed deposit).
Medical examination reports
Police clearance certificates
Marriage certificates (if applicable)
Submit Application: Through authorized agent
Processing: The review process will take approximately 30 business days. Random interviews may also be conducted.
Conditional Approval: Upon approval
Fixed Deposit: Open account and deposit required amount
Property Purchase: Within 12 months of approval
Visa Endorsement: You need to enter Malaysia for the visa endorsement within 3 months after the Conditional Approval Letter is issued.
Social Visit Pass: Final MM2H pass issuance
Employment Pass Application
Job Offer: Secure position with Malaysian company
Company Registration: Employer registers with ESD
Document Collection:
Educational certificates
Work experience letters
Medical examination
Police clearance
Application Submission: By employer through ESD
Processing: 2-4 weeks typically
Approval: Employment pass approval letter
Visa Application: At Malaysian embassy (if abroad)
Entry and Endorsement: Obtain final EP upon arrival
Essential Tips for Success
Documentation Best Practices
Certified Translations: All foreign documents must be translated to English or Bahasa Malaysia
Apostille Certification: Required for documents from countries party to Hague Convention
Original Documents: Always maintain originals and certified copies
Currency Proof: Financial documents may need currency conversion certificates
Timeline Planning
Start Early: Begin visa applications 3-6 months before intended travel
Buffer Time: Account for potential delays and additional document requests
Medical Examinations: Schedule panel physician appointments well in advance
Property Transactions: MM2H property purchases can take 3-6 months
Common Mistakes to Avoid
Incomplete Applications: Ensure all required documents are included
Expired Documents: Check validity dates on all certificates
Incorrect Categories: Choose appropriate visa type for your purpose
Missing Deadlines: Submit renewals and extensions on time
Detailed Visa Costs, Requirements & Application Guide
1. Tourist/Social Visit Visa
💰 COMPLETE COSTS:
Single Entry Visa: RM50 (~USD11)
Multiple Entry Visa: RM100 (~USD22)
eVisa Processing: RM105 (~USD23)
Visa on Arrival: RM200 (~USD44)
Document legalization: RM20-50 per document
Passport photos: RM10-20
Travel to embassy: RM20-100
Total estimated cost: RM215-395 (~USD48-88)
👥 SUITABLE FOR:
Tourists and leisure travelers
Visiting family and friends
Conference and seminar participants
Medical tourism patients
Short-term business meetings
Location scouting for future relocation
Cultural exchange visitors
📋 COMPLETE REQUIREMENTS:
Valid passport (minimum 6 months validity)
Passport photos 35mm x 50mm (white background)
Confirmed return flight tickets
Accommodation proof (hotel booking/invitation letter)
Financial proof minimum USD500 cash equivalent
Employment certificate (if required)
Bank statements (3 months recent)
Travel insurance (optional but recommended)
Yellow fever certificate (if from high-risk countries)
📝 COMPLETE APPLICATION PROCESS:
Method 1: eVisa Online (for eligible countries)
Visit malaysiavisa.imi.gov.my
Create account and complete application form
Upload all required documents in specified format
Pay RM105 fee via secure online payment
Wait for approval (2-5 working days)
Download and print eVisa approval letter
Present at immigration upon arrival
Method 2: Embassy/Consulate Application
Download application form from embassy website
Complete all required documents
Schedule appointment during operating hours
Submit documents and pay applicable fees
Attend interview if requested
Wait for processing (5-10 working days)
Collect passport with visa stamp
Method 3: Visa on Arrival
Only for Indian and Chinese nationals
Must transit via Singapore, Thailand, Indonesia, or Brunei
Carry minimum USD500 cash
Show return ticket and valid visa from transit country
Pay RM200 at airport counter
Maximum stay: 15 days (non-extendable)
2. Business Visa
💰 COMPLETE COSTS:
Single Entry Business Visa: RM80 (~USD18)
Multiple Entry Business Visa: RM200-500 (~USD44-111)
Express processing: +50% additional fee
Document legalization: RM30-100 per document
Company sponsorship letter: RM100-300
Business insurance: RM200-800 per year
Total estimated cost: RM610-1,780 (~USD135-395)
👥 SUITABLE FOR:
Business entrepreneurs and investors
Corporate executives and managers
Trade exhibition participants
International consultants and freelancers
Multinational company directors
Business negotiators and deal-makers
Government-to-government delegates
📋 COMPLETE REQUIREMENTS:
Valid passport (minimum 6 months validity)
Official invitation letter from Malaysian company
Employment certificate from home country company
Company profile and business plan
Company financial statements (6 months recent)
Business registration certificates
Chamber of commerce recommendation letter
Detailed business itinerary
Proof of business relationship documentation
📝 COMPLETE APPLICATION PROCESS:
Coordinate with Malaysian company for sponsorship letter
Gather all corporate documentation
Submit application at embassy with appointment
Attend business interview (if required)
Pay fees according to visa category
Processing time: 7-14 working days
Collect visa and prepare for entry
3. Student Visa (Student Pass)
💰 COMPLETE COSTS:
Visa Approval Letter (VAL): RM1,350 (~USD300)
Student Pass: RM90 (~USD20)
Multiple Entry Visa: RM100 (~USD22)
Medical examination: RM200-500 (~USD44-111)
EMGS processing fee: RM2,000-3,500 (~USD444-778)
Health insurance: RM800-1,500 per year
Document legalization: RM100-300
Total estimated cost: RM4,640-7,340 (~USD1,031-1,631)
👥 SUITABLE FOR:
Undergraduate and postgraduate students
Diploma and certificate program students
Intensive language course participants
Exchange program students
Research scholars and visiting academics
Professional training program participants
International school students
📋 COMPLETE REQUIREMENTS:
Valid passport (minimum 18 months validity)
Letter of acceptance from Malaysian institution
Academic transcripts and certificates (legalized)
English proficiency certificates (IELTS/TOEFL)
Medical examination from panel physician
Financial proof from sponsor (parents/scholarship)
Passport-sized photographs (blue background)
Health declaration form
Letter of Eligibility (for Iranian students only)
Yellow fever vaccination (if from high-risk countries)
📝 COMPLETE APPLICATION PROCESS:
Receive offer letter from Malaysian institution
Institution applies for VAL through EMGS
Complete medical examination at approved clinic
Submit all documents via institution to EMGS
Pay EMGS and government fees
Wait for VAL approval (30-60 days)
Apply for Single Entry Visa at embassy (if required)
Enter Malaysia and complete Student Pass endorsement
Collect actual Student Pass from immigration office
4. Employment Pass (EP)
💰 COMPLETE COSTS:
EP Category I (RM10,000+ salary): RM1,500 (~USD333)
EP Category II (RM7,000+ salary): RM1,200 (~USD267)
EP Category III (RM5,000+ salary): RM900 (~USD200)
Medical examination: RM300-500 (~USD67-111)
Multiple Entry Visa: RM100-300 (~USD22-67)
Document legalization: RM200-500
Professional fees (lawyer/agent): RM2,000-5,000
Total estimated cost: RM4,500-8,700 (~USD1,000-1,933)
👥 SUITABLE FOR:
Senior executives and managers
Skilled professionals and specialists
Technical experts and engineers
Healthcare professionals
IT professionals and developers
Financial services professionals
Educational professionals and trainers
📋 COMPLETE REQUIREMENTS:
Valid passport (minimum 18 months validity)
Job offer letter from Malaysian employer
Employment contract with salary details
Educational certificates and professional qualifications
Work experience certificates and references
Medical examination from panel physician
Passport-sized photographs
Police clearance certificate
Professional membership certificates (if applicable)
Employer's company registration documents
📝 COMPLETE APPLICATION PROCESS:
Employer registers with Expatriate Services Division (ESD)
Submit EP application through ESD online system
Provide all employee and company documentation
Attend interview at ESD (if required)
Wait for EP approval (15-30 working days)
Complete medical examination
Apply for Single Entry Visa (if outside Malaysia)
Enter Malaysia and complete EP endorsement
Collect physical Employment Pass card
5. Malaysia My Second Home (MM2H) Program
💰 COMPLETE COSTS BY TIER:
Silver Tier:
Participation fee: RM1,000 (~USD222)
Fixed deposit: USD150,000 (~RM697,500)
Property purchase: Minimum RM600,000 (~USD129,000)
Agent fees: RM40,000-70,000 (~USD8,888-15,555)
Legal fees: RM5,000-15,000 (~USD1,111-3,333)
Total investment: ~USD350,000-400,000
Gold Tier:
Participation fee: RM3,000 (~USD667)
Fixed deposit: USD500,000 (~RM2,325,000)
Property purchase: Minimum RM1,500,000 (~USD323,000)
Agent fees: RM50,000-80,000 (~USD11,111-17,777)
Legal fees: RM8,000-20,000 (~USD1,777-4,444)
Total investment: ~USD850,000-950,000
Platinum Tier:
Participation fee: RM200,000 (~USD44,444)
Fixed deposit: USD1,000,000 (~RM4,650,000)
Property purchase: Minimum RM3,000,000 (~USD646,000)
Agent fees: RM60,000-100,000 (~USD13,333-22,222)
Legal fees: RM15,000-30,000 (~USD3,333-6,666)
Total investment: ~USD1,750,000-1,900,000
👥 SUITABLE FOR:
Wealthy retirees seeking second home
High-net-worth investors
Families wanting quality lifestyle
Business professionals needing Asian base
Property investors seeking rental income
Healthcare seekers (medical tourism)
Education-focused expatriate families
📋 COMPLETE REQUIREMENTS:
Valid passport (minimum 18 months validity)
Medical examination reports
Police clearance certificates (home country)
Bank statements (6 months recent)
Marriage certificate (if bringing spouse)
Birth certificates for dependent children
Property purchase agreement
Fixed deposit certificate from Malaysian bank
Passport-sized photographs (blue background)
📝 COMPLETE APPLICATION PROCESS:
Choose appropriate MM2H tier based on budget
Engage licensed MM2H agent
Prepare and legalize all required documents
Submit application through authorized agent
Attend interview (if requested by immigration)
Wait for conditional approval (30-60 days)
Open fixed deposit account in Malaysian bank
Purchase qualifying property within 12 months
Enter Malaysia for visa endorsement
Collect MM2H Social Visit Pass
6. Professional Visit Pass (PVP)
💰 COMPLETE COSTS:
Application fee: RM300-800 (~USD67-178)
Processing fee: RM200-500 (~USD44-111)
Multiple Entry Visa: RM100-200 (~USD22-44)
Medical examination: RM300-500 (~USD67-111)
Professional registration: RM500-1,500 (~USD111-333)
Total estimated cost: RM1,400-3,500 (~USD311-778)
👥 SUITABLE FOR:
Short-term consultants and advisors
Visiting professionals and experts
Technical specialists on projects
Training providers and instructors
Audit and compliance professionals
Research and development specialists
📋 COMPLETE REQUIREMENTS:
Professional qualifications and certifications
Invitation letter from Malaysian organization
Detailed project proposal or work scope
Professional references and portfolio
Medical examination certificate
Professional indemnity insurance
7. Permanent Residency (PR)
💰 COMPLETE COSTS:
Application fee: RM500 (~USD111)
Processing fee: RM2,000 (~USD444)
Medical examination: RM500-800 (~USD111-178)
Document legalization: RM300-800 (~USD67-178)
Legal assistance: RM5,000-15,000 (~USD1,111-3,333)
Total estimated cost: RM8,300-19,100 (~USD1,844-4,244)
👥 SUITABLE FOR:
Spouses of Malaysian citizens (5+ years marriage)
Long-term expatriate professionals
Significant investors in Malaysia
Exceptional skill holders
Points-based system qualifiers (65+ points)
📋 COMPLETE REQUIREMENTS:
Continuous residence in Malaysia (5+ years)
Clean criminal record certificate
Financial stability proof
Bahasa Malaysia proficiency certificate
Medical examination certificate
Tax clearance certificates
Employment history in Malaysia
📝 COMPLETE APPLICATION PROCESS:
Assess eligibility based on category and points
Gather all required documentation
Complete Bahasa Malaysia competency test
Submit application to Immigration Department
Attend interview and assessment
Undergo background security check
Wait for decision (6-24 months)
Complete final documentation if approved
Living Costs and Lifestyle in Malaysia
Cost of Living Comparison
Housing (Monthly Rent):
Kuala Lumpur city center: RM2,500-6,000
Penang: RM1,500-4,000
Johor Bahru: RM1,200-3,500
Kota Kinabalu: RM1,000-3,000
Utilities and Services:
Electricity: RM100-300/month
Water: RM30-80/month
Internet: RM100-200/month
Mobile phone: RM50-150/month
Transportation:
Grab rides: RM8-25 per trip
Public transport: RM1-5 per trip
Car rental: RM80-150/day
Monthly parking: RM100-300
Food and Dining:
Local food courts: RM8-15 per meal
Restaurant dining: RM30-80 per meal
Groceries: RM200-500/month per person
International cuisine: RM40-120 per meal
Quality of Life Factors
Healthcare System:
World-class private hospitals
Affordable medical tourism destination
International insurance acceptance
English-speaking medical professionals
Education Options:
Excellent international schools
Competitive university tuition fees
Globally recognized qualifications
Multicultural learning environment
Infrastructure and Connectivity:
Modern transportation networks
High-speed internet nationwide
Efficient banking systems
Regional travel hub
Government Resources and Official Websites
For the most current and official information, always refer to these government sources:
Malaysian Immigration Department: www.imi.gov.my
Malaysia eVisa Portal: malaysiavisa.imi.gov.my
Education Malaysia Global Services: www.educationmalaysia.gov.my
Malaysia Digital Arrival Card: imigresen-online.imi.gov.my/mdac
Companies Commission of Malaysia: www.ssm.com.my
Take the Next Step with LivinMalaysia
Making the decision to relocate to Malaysia is exciting, but navigating the complex visa requirements, property markets, and settlement processes can be overwhelming. LivinMalaysia.com's comprehensive relocation assessment service provides personalized guidance tailored to your specific situation, goals, and timeline.
Your Free Relocation Assessment Includes:
Visa Eligibility Analysis:
Comprehensive review of your background and goals
Identification of optimal visa pathways
Timeline and requirement breakdown
Cost estimation and planning
Lifestyle Consultation:
Location recommendations based on your preferences
Education options for children
Healthcare system orientation
Community and networking opportunities
Financial Planning:
Cost of living analysis
Property investment guidance
Tax implications and optimization
Banking and financial services setup
Implementation Roadmap:
Step-by-step action plan
Priority task identification
Timeline coordination
Resource allocation planning
Ready to Start Your Malaysia Journey?
Whether you're considering Malaysia for retirement, career advancement, family relocation, or investment opportunities, LivinMalaysia.com's expert team is ready to guide you through every step of the process.
Get your personalized relocation assessment today: livinmalaysia.com/relocation-assessment
Don't let complex procedures and requirements delay your dream of living in Malaysia. Take advantage of LivinMalaysia's expertise and comprehensive support services to ensure your transition is smooth, successful, and stress-free.
Contact LivinMalaysia today and discover how easy your move to Malaysia can be.
Ready to take the next step in your Malaysia journey? Get your comprehensive, personalized Malaysia relocation assessment today. Our expert team will evaluate your specific situation, recommend the best visa pathways, and provide you with a detailed roadmap for your successful move to Malaysia.
Additional Resources:
Frequently Asked Questions (FAQ) About Living in Malaysia
General Living in Malaysia Questions
Q: Is Malaysia safe for foreigners and expats? A: Yes, Malaysia is considered one of the safest countries in Southeast Asia for expatriates. The country has low crime rates, stable political environment, and well-established expat communities. Malaysia consistently ranks high in global safety indexes and offers excellent infrastructure for international residents.
Q: What is the cost of living in Malaysia compared to other countries? A: Malaysia offers significantly lower living costs compared to Western countries and even neighboring Singapore. Housing costs are 60-70% lower than Singapore, food costs are 50-60% lower, and transportation is extremely affordable. A comfortable lifestyle for expatriates can be maintained for USD1,500-3,000 per month depending on location and lifestyle choices.
Q: Do I need to speak Bahasa Malaysia to live in Malaysia? A: While Bahasa Malaysia is the official language, English is widely spoken throughout Malaysia, especially in urban areas, business settings, and expat communities. Most government services, healthcare facilities, and educational institutions operate in English, making it easy for English-speaking expatriates to navigate daily life.
Q: What is the weather like in Malaysia year-round? A: Malaysia enjoys a tropical climate with temperatures ranging from 25-32°C (77-90°F) throughout the year. The country experiences two monsoon seasons: the Southwest Monsoon (May-September) and Northeast Monsoon (November-March), but rainfall is generally manageable and doesn't significantly impact daily activities.
Malaysia Visa and Immigration Questions
Q: Which countries can enter Malaysia without a visa? A: Citizens from ASEAN countries (except Myanmar) can enter visa-free for up to 30 days. India and China citizens enjoy visa exemption until December 31, 2026. Singapore and Brunei nationals don't require visas for any duration. Over 160 countries have visa-free or visa-on-arrival arrangements with Malaysia.
Q: How long does it take to process a Malaysia visa application? A: Processing times vary by visa type: Tourist visas (eVisa) take 2-5 working days, business visas take 7-14 days, student visas take 30-60 days through EMGS, employment passes take 15-30 days, and MM2H applications take 30-60 days for initial approval.
Q: Can I work in Malaysia on a tourist visa? A: No, working on a tourist visa is strictly prohibited and can result in deportation and immigration blacklisting. You must obtain the appropriate work permit (Employment Pass, Professional Visit Pass, or other work authorization) before engaging in any employment activities in Malaysia.
Q: What is the difference between MM2H and permanent residency? A: MM2H is a long-term social visit pass (5-20 years depending on tier) that allows residence but has work restrictions (except Platinum tier). Permanent Residency (PR) provides indefinite residence rights, full work authorization, and a pathway to citizenship. MM2H requires significant financial investment, while PR has points-based eligibility criteria.
MM2H Program Questions
Q: What are the minimum investment requirements for MM2H 2025? A: MM2H Silver tier requires USD150,000 fixed deposit + RM600,000 property purchase. Gold tier requires USD500,000 fixed deposit + RM1.5 million property. Platinum tier requires USD1 million fixed deposit + RM3 million property. All tiers also have participation fees ranging from RM1,000 to RM200,000.
Q: Can MM2H holders work in Malaysia? A: Generally, MM2H holders cannot work in Malaysia, except Platinum tier holders who have full work rights. However, MM2H participants over 50 years can work part-time up to 20 hours per week. All MM2H holders can register companies and invest in businesses but cannot actively manage operations without proper work authorization.
Q: How long must MM2H holders stay in Malaysia each year? A: Applicants aged 25-49 must spend minimum 90 cumulative days per year in Malaysia. Applicants aged 50 and above have no minimum stay requirement. This makes MM2H suitable for those seeking flexible residence arrangements.
Q: Can I sell my MM2H property before 10 years? A: No, MM2H participants must hold their qualifying property for minimum 10 years unless purchasing a more expensive property to meet program requirements. This ensures commitment to long-term residence and investment in Malaysia.
Employment and Business Questions
Q: What is the minimum salary requirement for Employment Pass? A: Employment Pass minimum salaries are: Category III (professionals) - RM5,000, Category II (middle management) - RM7,000, Category I (senior management) - RM10,000. These requirements have increased significantly in recent years as Malaysia focuses on attracting high-skilled professionals.
Q: Can foreigners start a business in Malaysia? A: Yes, foreigners can establish businesses in Malaysia through various structures including private limited companies (Sdn Bhd), partnerships, or representative offices. However, certain sectors have foreign ownership restrictions, and proper business visas or work permits are required for active involvement in business operations.
Q: What are the tax implications for expatriates in Malaysia? A: Malaysia operates a territorial tax system where residents are taxed on Malaysian-sourced income only. Tax residency is determined by spending 182+ days in Malaysia per year. Non-residents pay flat 30% tax on Malaysian income, while residents enjoy progressive tax rates from 0-30%. Foreign-sourced income is generally not taxable for residents.
Education and Healthcare Questions
Q: Are international schools in Malaysia expensive? A: International school fees in Malaysia range from RM15,000-60,000 per year, significantly lower than comparable schools in Singapore or Hong Kong. Popular schools include Marlborough College Malaysia, ELC International School, and British International School, offering excellent education at competitive costs.
Q: Is healthcare in Malaysia good for expatriates? A: Malaysia offers world-class healthcare with modern private hospitals and internationally trained doctors. Healthcare costs are 40-70% lower than Singapore while maintaining similar quality standards. Many hospitals cater specifically to international patients with English-speaking staff and international insurance acceptance.
Q: Can international students work in Malaysia? A: International students can work part-time during semester breaks and holidays with proper authorization from their institution and immigration department. Work during term time is generally restricted except for certain postgraduate research activities.
Property and Investment Questions
Q: Can foreigners buy property in Malaysia? A: Yes, foreigners can purchase residential and commercial properties in Malaysia, subject to minimum price thresholds that vary by state. Most states require minimum RM600,000-1 million for foreign purchases. Property ownership doesn't automatically grant residence rights but can be part of investment visa programs.
Q: What are the best areas in Malaysia for expatriates to live? A: Popular expat areas include Kuala Lumpur (KLCC, Mont Kiara, Bangsar), Selangor (Petaling Jaya, Shah Alam), Penang (Georgetown, Bayan Lepas), and Johor Bahru (Iskandar Malaysia). These areas offer international communities, modern amenities, good schools, and proximity to business districts.
Q: Is it profitable to invest in Malaysian real estate? A: Malaysian property investment can be profitable with proper research and location selection. Rental yields typically range from 3-6% annually, with capital appreciation potential in prime locations. However, foreign buyers should understand local market conditions, legal requirements, and tax implications before investing.
Practical Living Questions
Q: How do I open a bank account in Malaysia as a foreigner?
A: Opening a Malaysian bank account requires valid passport, visa/work permit, proof of address, and minimum deposit (usually RM500-1,000). Some banks may require employment letters or sponsor references. Major banks like Maybank, CIMB, and Public Bank offer services for expatriates.
Q: What about driving in Malaysia - can I use my foreign license?
A: Tourists can drive with international driving permits or valid foreign licenses for up to 90 days. Long-term residents must convert to Malaysian driving licenses, which involves theory and practical tests unless you're from countries with reciprocal agreements (UK, Australia, Japan, etc.).
Q: How is internet connectivity in Malaysia?
A: Malaysia has excellent internet infrastructure with high-speed broadband widely available. Major cities enjoy fiber optic connections with speeds up to 1Gbps. Mobile coverage is comprehensive with competitive data plans from providers like Maxis, Celcom, and Digi.
LivinMalaysia Services Questions
Q: How can LivinMalaysia help with my relocation to Malaysia?
A: LivinMalaysia provides comprehensive relocation services including visa consultation, property search, school placement, healthcare setup, banking assistance, and ongoing support. Our expertise covers all aspects of Malaysian immigration and lifestyle transition, ensuring smooth relocation experiences for individuals and families.
Q: What makes LivinMalaysia different from other relocation services?
A: LivinMalaysia specializes exclusively in Malaysia relocation with deep local knowledge, established professional networks, and track record of successful relocations. We provide end-to-end services from initial consultation through settlement support, with particular expertise in MM2H applications, property investment, and expat lifestyle optimization.
Q: Do I need to use a relocation service, or can I handle everything myself?
A: While it's possible to handle relocation independently, professional services save significant time, prevent costly mistakes, and provide access to exclusive opportunities. LivinMalaysia's established relationships with immigration lawyers, property developers, schools, and service providers often result in better outcomes and faster processing times than individual applications.
This comprehensive guide provides general information based on current regulations as of 2025. Immigration laws and requirements can change. Always consult with qualified immigration professionals and refer to official government sources for the most current information. LivinMalaysia.com provides professional relocation services and personalized guidance to ensure compliance with all applicable laws and regulations.



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