The Ultimate Guide to Moving to Malaysia in 2025 (From Singapore, India, UK & Beyond)
- Natural Gifts
- 2 days ago
- 13 min read
Have you dreamed of swapping your cramped city apartment for a spacious condo with a pool view? Or perhaps you’re tired of spending half your salary on rent? If you’re nodding along, you’re not alone. The average cost of living in Malaysia ($652) is 79% less expensive than in Singapore ($3053), making it an increasingly attractive destination for expats worldwide.
Whether you’re a digital nomad searching for your next base, a retiree looking for year-round sunshine, or a family seeking better work-life balance, moving to Malaysia in 2025 might just be the fresh start you’ve been waiting for. From bustling Kuala Lumpur to laid-back Penang, this Southeast Asian gem offers something for everyone at a fraction of the cost you’d pay elsewhere.
But here's the thing: while the idea of relocating to Malaysia sounds dreamy, the actual process can feel overwhelming. Which visa should you apply for? Where should you live? How do you move your belongings across borders? Don't worry – we've got you covered. This comprehensive guide will walk you through everything you need to know about making Malaysia your new home, whether you're moving from Singapore, India, the UK, or anywhere else in the world.
Why Move to Malaysia in 2025?
The Financial Freedom You’ve Been Looking For
Let’s talk numbers – because they’re pretty impressive. Rent in Kuala Lumpur is around RM 1,500-2,500 (₹26,000-₹44,000) per month, whereas in Singapore, it’s SGD 3,000+ (₹1.85L). That’s not a typo. You could literally live in a luxury condo in KL for less than what you’d pay for a tiny room in Singapore.
But it’s not just about housing. A two-hour facial at a swanky spa in George Town, where you are treated royally, is just $40. Back home, a similar treatment in a similar facility would cost $250. Even everyday expenses like food are remarkably affordable – A full meal at a local eatery? RM 10 (₹180).
World-Class Healthcare That Won’t Break the Bank
Forget everything you think you know about healthcare in developing countries. More than 1 million foreigners seek treatment in Penang and Kuala Lumpur hospitals every year. Why? All the doctors speak English, and most were trained in the UK, U.S., or Australia, so they are familiar with Western standards of care.
The best part? You don’t need to wait months for appointments. Just turn up at the hospital, register, take a number, and wait for your turn. If you are then referred to another doctor or need to get an X-ray or scan, that will also happen on the same day in the same place. Try getting that kind of service back home!
The Weather: Your Permanent Summer Vacation
Imagine never having to check the weather forecast again. Malaysia’s tropical climate means temperatures hover between 25-35°C (77-95°F) year-round. Yes, there’s humidity and occasional rain, but many expats quickly adapt and even love the predictable warmth. No more winter blues, no more expensive heating bills, and definitely no more scraping ice off your windshield.
Malaysia vs Singapore: The Ultimate Comparison
For those considering the move from Singapore, here’s what you’re really looking at:
Cost of Living: Singapore is 198% more expensive than in Kuala Lumpur (Malaysia). Think about that – your money goes almost three times further in Malaysia.
Housing: Currently, property values in central neighbourhoods of Kuala Lumpur, like Mont Kiara and KLCC, are about US$4,000 per sqm if you’d like to purchase real estate here. In Singapore? You’d be looking at several times that amount for similar quality.
Pace of Life: While Singapore runs at breakneck speed, Malaysia offers a more relaxed approach to life. Deadlines are softer, people take time for proper lunches, and the work-life balance is actually balanced.
Taxes: Malaysia’s tax system is generally more favourable, especially for foreign-sourced income. Many expats find they keep significantly more of their earnings.
Real Stories from Real Expats
Sarah, a marketing executive who moved from London to Penang, shares: "I went from spending 60% of my income on a shared flat to renting a beautiful sea-view apartment for a quarter of my UK housing costs. But beyond the finances, it's the lifestyle that sold me. I have time for hobbies now, I eat out without checking my bank balance, and I've never been healthier."
Meanwhile, the Chen family relocated from Singapore to Johor Bahru and found that their children could attend top international schools. At the same time, they enjoyed a 4-bedroom house with a garden – something that would have been impossible on their budget in Singapore.
Ready to start your Malaysian adventure? Take our free relocation assessment to get personalised advice: https://www.livinmalaysia.com/relocation-assessment
For more insights on retirement specifically, check out our guide on Retiring in Malaysia.
Legal and Logistical Requirements
Understanding Your Visa Options
Moving to Malaysia isn’t just about packing your bags – you’ll need the right visa. Here’s a breakdown of your main options:
MM2H (Malaysia My Second Home) Program
The MM2H program underwent significant changes in 2024, creating a tiered system that's actually more flexible than before. Key changes include: No more income requirement: Applicants had to show a monthly income of RM 40,000.
The new structure includes:
Silver Tier:
Make a fixed deposit into a Malaysian bank of USD 150,000
Must purchase residential property valued at least RM 600,000
5-year renewable visa
Gold Tier:
Fixed deposit of USD 500,000
Must purchase property worth at least RM 1 million
15-year renewable visa
Platinum Tier:
Fixed deposit of USD 1 million
Must purchase property worth at least RM 2 million
20-year renewable visa
Platinum visa holders can work without special permission
Important: Applicants aged 25–49: 90 cumulative days per year. Applicants aged 50 and above: No minimum stay requirement.
DE Rantau Digital Nomad Visa
Perfect for remote workers and digital professionals! DE Rantau Nomad Pass is a type of Professional Visit Pass that is newly designed to allow qualified foreign digital nomads to travel and work in Malaysia.
Who qualifies?
Tech Talent/Profession: At least USD 24,000 per year
Digital nomads who are founders, chief executive officers, chief operating officers, tax accountants, legal counsel, and technical writers (expanded in 2024)
Non-Tech Talent/Profession: At least USD 60,000 per year
The best part? The main pass holder can also bring in his/her spouse, child/children and parents.
Work Visa
If you’ve secured employment in Malaysia, your employer will typically sponsor your Employment Pass. This is straightforward but ties you to your employer.
Student Visa
For those pursuing education in Malaysia’s universities or bringing children for schooling, it is usually sponsored by the educational institution.
Essential Documents Checklist
Before you start your application, gather these documents:
For MM2H:
A passport with at least 18 months' validity
Bank statements showing required funds
Medical check-up report
Police clearance certificate
Property purchase agreement (can be submitted later)
For DE Rantau:
A valid passport. Your passport must have at least 14 months of validity and six blank pages
Proof of employment or client contracts
The latest three months’ bank statement and the yearly income statement
Professional CV
Health insurance valid in Malaysia
Where to Apply
Official Government Portals:
MM2H applications: https://mm2h.gov.my
Immigration matters: https://www.imi.gov.my
DE Rantau program: https://www.mdec.my
Pro tip: While you can apply yourself, many expats recommend using authorised agents for MM2H applications, as they can more efficiently navigate the bureaucracy.
Moving from Specific Countries
🇸🇬 From Singapore: Your Neighbour Next Door
Moving from Singapore to Malaysia is like switching from espresso to kopi-o – same region, with a completely different vibe. The proximity makes this one of the easiest international moves you’ll ever make.
The Cultural Shift
While both countries share historical ties, the pace of life in Malaysia is noticeably more relaxed. Meetings might start later, deadlines are more flexible, and people take time for proper conversations. For Type-A Singaporeans, this can be an adjustment, but most find it refreshingly liberating.
The Daily Commute Option
Increasingly, people who work in Singapore are choosing to live in Johor and commute daily. With the new RTS Link expected to ease travel, this lifestyle choice is becoming even more attractive. Imagine earning Singapore dollars while paying Malaysian prices!
Job Considerations
If you’re keeping your Singapore job:
Check if your employer allows remote work from Malaysia
Understand tax implications (you might need to file in both countries)
Consider the 60-day tax residency rule in Singapore
If you’re job hunting in Malaysia:
Salaries are lower, but so are living costs
Opportunities abound in tech, finance, and manufacturing
Your Singapore experience is highly valued
Making the Move
The good news? Moving companies specialise in this route. Depending on the volume, expect to pay between SGD 800 and 2000 for a full household move. Many offer same-day service.
For more details, check our comprehensive Moving from Singapore Guide.
🇮🇳 From India: A Home Away from Home
Yes, Malaysia is visa-free for Indian nationals until December 31, 2026, for tourism purposes. This visa-free entry allows them to stay in the country for a maximum of 30 days per visit, making initial exploration incredibly easy!
Education Excellence
Malaysian universities offer UK and Australian degree programs at a fraction of the cost. Many Indian families find the education system familiar yet more affordable. International schools follow British, American, or International Baccalaureate curricula, ensuring smooth transitions.
Language and Community
Tamil is widely spoken in Malaysia, and Indian communities thrive in areas like Brickfields (KL’s "Little India"). You’ll find familiar temples, festivals, and even your favourite Indian restaurants. The cultural adjustment is minimal – it’s like moving to a more tropical version of home.
Cost Comparison
While Malaysia is more expensive than most Indian cities, the quality of life upgrade is substantial:
Better infrastructure and public services
Cleaner air and environment
Higher salary potential in multinational companies
First-world amenities at developing-world prices
Banking and Finances
Indian banks like ICICI and SBI have branches in Malaysia
Money transfers are straightforward through services like Wise or traditional banking channels
Many employers offer relocation packages, including initial accommodation
🇬🇧 From UK: Trading Drizzle for Sunshine
British expats form one of the largest expatriate communities in Malaysia, and for good reason.
Pension and Financial Planning
UK pensions can be received in Malaysia
Consider QROPS for potential tax benefits
The UK-Malaysia Double Taxation Agreement prevents being taxed twice
Sterling typically goes far against the Ringgit
Healthcare Transition
Coming from the NHS? Malaysia provides universal healthcare for all citizens and legal residents. However, the system is based not on a national insurance program. Most UK expats opt for private healthcare, which is still remarkably affordable. A comprehensive health insurance plan costs around £500-1000 annually.
Visa Timeline
For UK citizens:
Initial entry: 90 days visa-free
Use this time to explore and start visa applications
MM2H processing: 3-6 months
No need to return to the UK for visa processing
For detailed guidance, see our Moving from the UK Guide.
🇮🇩 From Indonesia: Your ASEAN Neighbour
Moving from Indonesia to Malaysia offers familiar comforts with notable upgrades.
Logistics Made Simple
No visa required for initial 30-day stay
Similar cultural and religious practices
Bahasa Malaysia and Bahasa Indonesia are mutually intelligible
Direct flights from major Indonesian cities
Cultural Similarities
Both countries share:
Islamic traditions and halal food abundance
Similar climate and lifestyle
ASEAN business opportunities
Strong family-oriented cultures
For more specific guidance, check our Indonesia to Malaysia Guide.
Step-by-Step Relocation Planning
Phase 1: Six Months Before Moving
Research and Decide
Start with the basics:
Choose your city (KL for opportunities, Penang for lifestyle, JB for Singapore proximity)
Calculate your budget (remember, costs are 60-80% lower than in most Western countries)
Start your visa application
Take our free relocation assessment
Financial Preparation
Open a Malaysian bank account (possible with MM2H approval letter)
Research international money transfer options
Get quotes from moving companies
Budget for initial setup costs (deposits, furniture, etc.)
Phase 2: Three Months Before Moving
Hiring Moving Services
For Singapore to Malaysia moves:
Expect quotes from RM 2,000-8,000 for a full household
Book at least 6 weeks in advance
Popular companies include Crown Relocations, Allied Movers, and Asian Tigers
Many offer packing services and temporary storage
From Other Countries:
Sea freight: 4-8 weeks, most economical
Air freight: 1-2 weeks, for essentials only
Most companies handle customs clearance
Document Preparation
Inventory list for customs (be detailed!)
Original purchase receipts for electronics
Pet health certificates if bringing furry friends
Educational certificates for children's school admission
Phase 3: One Month Before Moving
The Practicalities
What to Bring:
Electronics (cheaper than buying in Malaysia)
Specific brand preferences not available locally
Sentimental items and photos
Professional wardrobe (custom tailoring is affordable here)
What to Leave:
Heavy winter clothing (you won't need it!)
Furniture (unless it's special – buying here is cheap)
Appliances with incompatible plugs
Cars (unless classic/luxury – Malaysia has high import duties)
Import Regulations:
Personal effects duty-free if owned for over 6 months
Alcohol limited to 1 liter
No prohibited items (check customs website)
Declare all electronics
Moving with Family
School Enrollment:
International schools have waiting lists – apply early!
Fees range from RM 20,000-100,000 annually
Most follow September or January intakes
Popular choices: ISKL, Garden International, Marlborough College
Family Considerations:
Dependents need separate visa passes
Domestic help is affordable (RM 1,500-2,500/month)
Family-friendly neighbourhoods: Mont Kiara, Bangsar, Damansara Heights
For comprehensive planning tips, refer to our 2025 Relocation Master Guide.
Settling Down in Malaysia
Finding Your Perfect Home
Housing Options for Every Budget
Malaysia offers an incredible variety of accommodation. As an expat, you’ll have a wide variety of options: large standalone houses, semi-detached and terraced houses, apartments, and condominiums.
For Families:
Expats with kids will most likely live in an area like Bangsar, Mont Kiara, or Kota Damansara because of the many nearby international schools and parks
Houses with gardens in gated communities
Expect to pay RM 3,000-8,000/month for a family home
For Singles and Couples:
A small studio apartment in a popular expat area like Kuala Lumpur City Centre or Mont Kiara will cost between 1,500 Malaysian ringgit (RM) and RM2,000 ringgit (US$425) per month
Modern condos with facilities (pool, gym, security)
Walking distance to cafes and public transport
Popular Expat Areas:
Kuala Lumpur:
Mont Kiara: Mont Kiara is a quintessential 'suburban lifestyle' neighbourhood, with expat families flocking to the area mainly because of its excellent selection of international schools and its family-friendly amenities
Bangsar: Trendy, walkable, great restaurants
KLCC: City center living, premium prices
Damansara Heights: Upscale, established expat community
Penang:
Gurney Drive: Seafront luxury
Tanjung Bungah: Beach lifestyle, expat-friendly
George Town: Heritage charm, affordable
Johor Bahru:
Horizon Hills: Golf course living
Puteri Harbour: Waterfront luxury
Nusajaya: Family-oriented, near international schools
Renting vs Buying
Renting Advantages:
No long-term commitment
Try different areas
Landlord handles maintenance
Lower upfront costs
Buying Benefits (with MM2H):
Property appreciation potential
Rental income opportunity
Stability for families
Forced savings plan
Pro tip: Note that most prices are usually ONO (or nearest offer)- it is very common for renters to haggle down the price. Don't accept the first price!
Banking and Financial Setup
Opening a Bank Account
Major banks for expats:
HSBC (international presence)
Maybank (largest local bank)
CIMB (good online banking)
Standard Chartered (expat-friendly)
Requirements:
Passport
Visa/MM2H approval letter
Proof of address (utility bill or tenancy agreement)
Employment letter (if applicable)
Initial deposit (usually RM 250-1000)
Tax Registration
All Malaysian residents need a tax number:
Visit nearest LHDN (tax office)
Bring passport and visa
Complete Form CP30
Receive tax number immediately
File annually by April 30
Tax rates are progressive, ranging from 0-30%. Many expats benefit from tax treaties avoiding double taxation.
Daily Life Essentials
Transportation Options
Public Transport:
The RapidKL and MyRapid systems in Kuala Lumpur and the KTM Komuter train system are popular transport options for both locals and expats
Monthly passes available (RM 100-150)
Grab/Uber widely available
Very affordable compared to Western countries
Buying a Car:
High import duties on foreign cars
Local brands (Proton, Perodua) are affordable
Second-hand market is active
International driving license valid for 3 months, then convert
Internet and Communications
Malaysia has excellent digital infrastructure:
Fiber internet: RM 100-200/month for high speed
Mobile plans: RM 30-80/month with generous data
5G rolling out in major cities
Main providers: Maxis, Celcom, Digi, U Mobile
Setting Up Utilities
Usually straightforward:
Electricity (TNB): Deposit required, online payment available
Water: Managed regionally, very affordable
Gas: Piped or cylinder delivery
Internet/Cable: Often bundled packages available
Cultural Integration and Legal Considerations
Local Customs to Respect
Remove shoes when entering homes
Use right hand for greetings and eating
Dress modestly in religious areas
Friday prayers (12-2pm) affect business hours
Public displays of affection are frowned upon
Legal Dos and Don'ts
DO:
Carry your passport/copy at all times
Respect religious and cultural sensitivities
Register with your embassy
Keep visa validity updated
DON'T:
Engage in political activities
Criticise royalty or government publicly
Import prohibited items
Overstaying your visa (heavy penalties)
Language Tips
While English is widely spoken, learning basic Malay phrases helps:
Terima kasih (thank you)
Selamat pagi (good morning)
Berapa? (how much?)
Sedap! (delicious!)
Should You Move to Malaysia Now?
Economic and Political Climate in 2025
Malaysia’s economy has shown remarkable resilience. The political situation has stabilised after years of uncertainty, with the current unity government focusing on economic growth and attracting foreign investment. The ringgit has strengthened, making your initial investment go even further.
Key economic indicators:
GDP growth projected at 4-5%
Inflation under control at 2-3%
Unemployment is low at 3.3%
FDI is increasing, especially in the tech sector
Weighing the Trade-offs
Lifestyle vs Career
Let’s be honest – you probably won’t earn Silicon Valley salaries in Malaysia. But consider this: On $2,500 a month, a couple can live exceptionally well in Malaysia. That’s a comfortable condo, dining out regularly, domestic help, and money left over for travel.
For Remote Workers: You keep your overseas salary while enjoying Malaysian prices. It’s a no-brainer.
For Career Switchers: Lower salaries but exponentially lower costs and better work-life balance. Many find they save more despite earning less.
Who Thrives in Malaysia?
Digital Nomads Love It Because:
Excellent internet infrastructure
Vibrant coworking scene
Easy visa process with DE Rantau
Central location for Asian travel
Affordable luxury lifestyle
Retirees Find Paradise:
Year-round warm weather
World-class affordable healthcare
English widely spoken
Rich cultural experiences
Comfortable lifestyle on modest pensions
Entrepreneurs Discover Opportunities:
Business-friendly environment
Strategic ASEAN location
Lower operational costs
Multilingual talent pool
Growing consumer market
Families Appreciate:
Excellent international schools
Safe environment
Affordable domestic help
Space for children to play
Strong expat communities
Making the Decision
Ask yourself:
Are you seeking better work-life balance?
Do you want your money to go further?
Are you ready for a cultural adventure?
Can you handle a more relaxed pace?
Do you value experiences over possessions?
If you answered yes to most of these, Malaysia might be your perfect match.
Your Next Steps
Essential Resources
Government Websites:
Department of Statistics Malaysia - For latest economic data
Immigration Department - Visa updates and requirements
MM2H Official Portal - Program details and application
MDEC Digital Nomad Program - DE Rantau information
Expat Communities:
Expat.com Malaysia forum
Facebook groups: "Expats in KL", "Penang Expats", "MM2H Official"
InterNations Malaysia chapter
Local meetup groups
Professional Support
Consider engaging:
MM2H agents for visa assistance
Property agents familiar with expat needs
Tax advisors for international taxation
Relocation specialists for seamless moves
Your Personalized Roadmap
Every expat journey is unique. That's why we've created a comprehensive relocation assessment tool that considers your specific situation, budget, and goals.
Ready to make the move? Start with our FREE relocation assessment to get personalized advice and resources tailored for your journey:
This 10-minute assessment will:
Evaluate your readiness for relocation
Recommend the best visa option for your situation
Suggest ideal locations based on your preferences
Provide a customised checklist and timeline
Connect you with verified service providers
Final Thoughts
Moving to Malaysia isn’t just about changing your address – it’s about transforming your lifestyle. Whether you’re escaping the rat race, seeking adventure, or simply wanting more bang for your buck, Malaysia offers a compelling proposition.
Yes, there will be adjustments. The pace is slower, the weather is hotter, and things don’t always run like clockwork. But ask any expat who’s made the move, and they’ll tell you the same thing: the quality of life upgrade is worth every bit of adjustment required.
From the moment you wake up to birds chirping instead of traffic, grab your kopi from the uncle downstairs, and realise you’re living the life you once only dreamed of – you’ll know you made the right choice.
Malaysia is waiting for you. The only question is: Are you ready to leap?
Start your Malaysian adventure today. Take our free assessment and get your personalised relocation roadmap: https://www.livinmalaysia.com/relocation-assessment
This guide is brought to you by LivinMalaysia.com – Your trusted partner in making Malaysia your new home.
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